ARKANSAS · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Arkansas: the loan record
Since 1991, banks have made 452 SBA-backed loans to franchisees of 55 different brands in Arkansas. Of the loans already resolved, 9.6% were charged off — 35% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
452
SBA loans since 1991
55
Brands financed
9.6%
Local charge-off rate
14.6
Loans per 100k residents
| Holiday Inn Express | 2 of 11 defaulted | 18.2%THIN |
| Best Western Inn | 1 of 11 defaulted | 9.1%THIN |
| Curves for Women | 1 of 11 defaulted | 9.1%THIN |
| Domino's Pizza | 1 of 13 defaulted | 7.7%THIN |
| Days Inn | 1 of 14 defaulted | 7.1%THIN |
| Subway | 2 of 31 defaulted | 6.5% |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 1 of 19 defaulted | 5.3%THIN |
| Super 8 | 1 of 20 defaulted | 5.0%THIN |
| Firehouse Subs | 0 of 12 defaulted | 0.0%THIN |
| Firehouse Subs | 0 of 12 defaulted | 0.0%THIN |
| Super 8 | 1 of 20 defaulted | 5.0%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 1 of 19 defaulted | 5.3%THIN |
| Subway | 2 of 31 defaulted | 6.5% |
| Days Inn | 1 of 14 defaulted | 7.1%THIN |
| Domino's Pizza | 1 of 13 defaulted | 7.7%THIN |
| Best Western Inn | 1 of 11 defaulted | 9.1%THIN |
| Curves for Women | 1 of 11 defaulted | 9.1%THIN |
| Holiday Inn Express | 2 of 11 defaulted | 18.2%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Arkansas. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Arkansas loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.