IDAHO · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Idaho: the loan record
Since 1991, banks have made 572 SBA-backed loans to franchisees of 58 different brands in Idaho. Of the loans already resolved, 8.5% were charged off — 42% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
572
SBA loans since 1991
58
Brands financed
8.5%
Local charge-off rate
28.6
Loans per 100k residents
| Meineke | 5 of 10 defaulted | 50.0%THIN |
| Quiznos | 4 of 17 defaulted | 23.5%THIN |
| BIG O TIRES | 2 of 12 defaulted | 16.7%THIN |
| Blimpie | 1 of 10 defaulted | 10.0%THIN |
| Mail Boxes Etc. Usa | 1 of 10 defaulted | 10.0%THIN |
| Ace Hardware | 1 of 11 defaulted | 9.1%THIN |
| Texaco Service Station | 1 of 11 defaulted | 9.1%THIN |
| Super 8 | 1 of 12 defaulted | 8.3%THIN |
| Subway | 1 of 42 defaulted | 2.4% |
| Chevron (Gas Station) | 0 of 21 defaulted | 0.0%THIN |
| Dutch Bros. Coffee | 0 of 14 defaulted | 0.0%THIN |
| Domino's Pizza | 0 of 13 defaulted | 0.0%THIN |
| ANYTIME FITNESS | 0 of 11 defaulted | 0.0%THIN |
| Papa Murphy'S | 0 of 10 defaulted | 0.0%THIN |
| Chevron (Gas Station) | 0 of 21 defaulted | 0.0%THIN |
| Dutch Bros. Coffee | 0 of 14 defaulted | 0.0%THIN |
| Domino's Pizza | 0 of 13 defaulted | 0.0%THIN |
| ANYTIME FITNESS | 0 of 11 defaulted | 0.0%THIN |
| Papa Murphy'S | 0 of 10 defaulted | 0.0%THIN |
| Subway | 1 of 42 defaulted | 2.4% |
| Super 8 | 1 of 12 defaulted | 8.3%THIN |
| Ace Hardware | 1 of 11 defaulted | 9.1%THIN |
| Texaco Service Station | 1 of 11 defaulted | 9.1%THIN |
| Blimpie | 1 of 10 defaulted | 10.0%THIN |
| Mail Boxes Etc. Usa | 1 of 10 defaulted | 10.0%THIN |
| BIG O TIRES | 2 of 12 defaulted | 16.7%THIN |
| Quiznos | 4 of 17 defaulted | 23.5%THIN |
| Meineke | 5 of 10 defaulted | 50.0%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Idaho. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Idaho loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.