OKLAHOMA · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Oklahoma: the loan record
Since 1991, banks have made 1,015 SBA-backed loans to franchisees of 77 different brands in Oklahoma. Of the loans already resolved, 15.7% were charged off — in line with the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
1,015
SBA loans since 1991
77
Brands financed
15.7%
Local charge-off rate
24.8
Loans per 100k residents
| Alta Mere Window Tinting & Auto | 5 of 11 defaulted | 45.5%THIN |
| Matco Tools | 6 of 14 defaulted | 42.9%THIN |
| Wings to Go | 4 of 11 defaulted | 36.4%THIN |
| Ace Hardware | 3 of 11 defaulted | 27.3%THIN |
| Quiznos | 10 of 37 defaulted | 27.0% |
| Mail Boxes Etc. Usa | 5 of 19 defaulted | 26.3%THIN |
| MARBLE SLAB CREAMERY | 3 of 12 defaulted | 25.0%THIN |
| Super 8 | 4 of 20 defaulted | 20.0%THIN |
| Golden Corral | 2 of 10 defaulted | 20.0%THIN |
| Ramada Inn | 2 of 11 defaulted | 18.2%THIN |
| Domino's Pizza | 2 of 12 defaulted | 16.7%THIN |
| Holiday Inn Express | 2 of 13 defaulted | 15.4%THIN |
| Days Inn | 2 of 21 defaulted | 9.5%THIN |
| Cartridge World | 1 of 11 defaulted | 9.1%THIN |
| Marco's Pizza | 1 of 12 defaulted | 8.3%THIN |
| Curves for Women | 0 of 14 defaulted | 0.0%THIN |
| Christian Brothers Automotive | 0 of 13 defaulted | 0.0%THIN |
| JERSEY MIKE'S | 0 of 13 defaulted | 0.0%THIN |
| Best Western Inn | 1 of 16 defaulted | 6.3%THIN |
| Subway | 9 of 134 defaulted | 6.7% |
| Simple Simon'S Pizza | 2 of 26 defaulted | 7.7%THIN |
| Cicis Pizza | 2 of 25 defaulted | 8.0%THIN |
| Marco's Pizza | 1 of 12 defaulted | 8.3%THIN |
| Cartridge World | 1 of 11 defaulted | 9.1%THIN |
| Days Inn | 2 of 21 defaulted | 9.5%THIN |
| Holiday Inn Express | 2 of 13 defaulted | 15.4%THIN |
| Domino's Pizza | 2 of 12 defaulted | 16.7%THIN |
| Ramada Inn | 2 of 11 defaulted | 18.2%THIN |
| Super 8 | 4 of 20 defaulted | 20.0%THIN |
| Golden Corral | 2 of 10 defaulted | 20.0%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Oklahoma. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Oklahoma loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.