WASHINGTON · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Washington: the loan record
Since 1991, banks have made 2,548 SBA-backed loans to franchisees of 149 different brands in Washington. Of the loans already resolved, 10.4% were charged off — 30% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
2,548
SBA loans since 1991
149
Brands financed
10.4%
Local charge-off rate
32
Loans per 100k residents
| Fantastic Sams | 6 of 14 defaulted | 42.9%THIN |
| Taco Del Mar | 8 of 27 defaulted | 29.6%THIN |
| Choice Hotels International | 5 of 17 defaulted | 29.4%THIN |
| Minuteman Press | 4 of 14 defaulted | 28.6%THIN |
| Aamco Transmissions | 3 of 11 defaulted | 27.3%THIN |
| Curves for Women | 3 of 11 defaulted | 27.3%THIN |
| MASSAGE ENVY | 5 of 22 defaulted | 22.7%THIN |
| Quiznos | 18 of 88 defaulted | 20.5% |
| MENCHIE'S | 2 of 10 defaulted | 20.0%THIN |
| SERVICEMASTER RESTORE | 2 of 10 defaulted | 20.0%THIN |
| Coast-to-Coast Store | 2 of 11 defaulted | 18.2%THIN |
| Blimpie | 3 of 17 defaulted | 17.6%THIN |
| Play It Again Sports | 2 of 12 defaulted | 16.7%THIN |
| ANYTIME FITNESS | 4 of 25 defaulted | 16.0%THIN |
| Arby's | 2 of 13 defaulted | 15.4%THIN |
| JERSEY MIKE'S | 0 of 38 defaulted | 0.0% |
| QUALITY INN | 0 of 30 defaulted | 0.0% |
| Papa Murphy'S | 0 of 22 defaulted | 0.0%THIN |
| Best Western Inn | 0 of 20 defaulted | 0.0%THIN |
| ECONO LODGE | 0 of 20 defaulted | 0.0%THIN |
| Jimmy John's | 0 of 20 defaulted | 0.0%THIN |
| Exxon | 0 of 19 defaulted | 0.0%THIN |
| Arco (Gas Station) | 0 of 16 defaulted | 0.0%THIN |
| AMERIPRISE FINANCIAL SERVICES LLC | 0 of 15 defaulted | 0.0%THIN |
| Holiday Inn Express | 0 of 15 defaulted | 0.0%THIN |
| Phillips 66 | 0 of 13 defaulted | 0.0%THIN |
| Super 8 | 0 of 13 defaulted | 0.0%THIN |
| Fastsigns | 0 of 12 defaulted | 0.0%THIN |
| GREAT CLIPS | 0 of 12 defaulted | 0.0%THIN |
| Travelodge | 0 of 12 defaulted | 0.0%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Washington. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Washington loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.