WISCONSIN · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Wisconsin: the loan record
Since 1991, banks have made 2,284 SBA-backed loans to franchisees of 143 different brands in Wisconsin. Of the loans already resolved, 9.9% were charged off — 33% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
2,284
SBA loans since 1991
143
Brands financed
9.9%
Local charge-off rate
38.3
Loans per 100k residents
| TACO JOHN'S | 6 of 11 defaulted | 54.5%THIN |
| Quiznos | 16 of 48 defaulted | 33.3% |
| Fantastic Sams | 7 of 21 defaulted | 33.3%THIN |
| Cold Stone Creamery | 5 of 15 defaulted | 33.3%THIN |
| Play It Again Sports | 3 of 11 defaulted | 27.3%THIN |
| Rosati'S Pizza | 4 of 15 defaulted | 26.7%THIN |
| Minuteman Press | 3 of 12 defaulted | 25.0%THIN |
| Choice Hotels International | 2 of 10 defaulted | 20.0%THIN |
| Snap Fitness | 5 of 27 defaulted | 18.5%THIN |
| Matco Tools | 3 of 17 defaulted | 17.6%THIN |
| Days Inn | 3 of 18 defaulted | 16.7%THIN |
| Super 8 | 6 of 37 defaulted | 16.2% |
| Mobil Oil (Stations) | 3 of 19 defaulted | 15.8%THIN |
| Americinn | 4 of 26 defaulted | 15.4%THIN |
| Cousins Submarines (Restaurant) | 10 of 66 defaulted | 15.2% |
| Culver's | 0 of 110 defaulted | 0.0% |
| Toppers Pizza | 0 of 43 defaulted | 0.0% |
| AMERIPRISE FINANCIAL SERVICES LLC | 0 of 30 defaulted | 0.0% |
| Hardware Hank | 0 of 21 defaulted | 0.0%THIN |
| Curves for Women | 0 of 19 defaulted | 0.0%THIN |
| GREAT CLIPS | 0 of 16 defaulted | 0.0%THIN |
| Piggly Wiggly | 0 of 14 defaulted | 0.0%THIN |
| ECONO LODGE | 0 of 13 defaulted | 0.0%THIN |
| Fedex Ground | 0 of 13 defaulted | 0.0%THIN |
| QUALITY INN | 0 of 12 defaulted | 0.0%THIN |
| Holiday Inn Express | 0 of 11 defaulted | 0.0%THIN |
| Sport Clips | 0 of 11 defaulted | 0.0%THIN |
| Jimmy John's | 1 of 30 defaulted | 3.3% |
| Domino's Pizza | 1 of 27 defaulted | 3.7%THIN |
| Best Western Inn | 1 of 21 defaulted | 4.8%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Wisconsin. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Wisconsin loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.