NEVADA · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Nevada: the loan record
Since 1991, banks have made 683 SBA-backed loans to franchisees of 71 different brands in Nevada. Of the loans already resolved, 16.4% were charged off — 11% above the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
683
SBA loans since 1991
71
Brands financed
16.4%
Local charge-off rate
20.9
Loans per 100k residents
| Tropical Smoothie Cafe | 8 of 17 defaulted | 47.1%THIN |
| Meineke | 7 of 18 defaulted | 38.9%THIN |
| Cold Stone Creamery | 4 of 11 defaulted | 36.4%THIN |
| DAIRY QUEEN | 6 of 27 defaulted | 22.2%THIN |
| BIG O TIRES | 2 of 10 defaulted | 20.0%THIN |
| Port of Subs | 2 of 17 defaulted | 11.8%THIN |
| POSTNET | 1 of 10 defaulted | 10.0%THIN |
| THE UPS STORE NON-TRADITIONAL | 1 of 10 defaulted | 10.0%THIN |
| Jimmy John's | 1 of 12 defaulted | 8.3%THIN |
| Quiznos | 1 of 12 defaulted | 8.3%THIN |
| Super 8 | 1 of 12 defaulted | 8.3%THIN |
| Subway | 2 of 27 defaulted | 7.4%THIN |
| Mail Boxes Etc. Usa | 1 of 15 defaulted | 6.7%THIN |
| Papa Murphy'S | 0 of 12 defaulted | 0.0%THIN |
| Papa Murphy'S | 0 of 12 defaulted | 0.0%THIN |
| Mail Boxes Etc. Usa | 1 of 15 defaulted | 6.7%THIN |
| Subway | 2 of 27 defaulted | 7.4%THIN |
| Jimmy John's | 1 of 12 defaulted | 8.3%THIN |
| Quiznos | 1 of 12 defaulted | 8.3%THIN |
| Super 8 | 1 of 12 defaulted | 8.3%THIN |
| POSTNET | 1 of 10 defaulted | 10.0%THIN |
| THE UPS STORE NON-TRADITIONAL | 1 of 10 defaulted | 10.0%THIN |
| Port of Subs | 2 of 17 defaulted | 11.8%THIN |
| BIG O TIRES | 2 of 10 defaulted | 20.0%THIN |
| DAIRY QUEEN | 6 of 27 defaulted | 22.2%THIN |
| Cold Stone Creamery | 4 of 11 defaulted | 36.4%THIN |
| Meineke | 7 of 18 defaulted | 38.9%THIN |
| Tropical Smoothie Cafe | 8 of 17 defaulted | 47.1%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Nevada. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Nevada loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.