98 BRANDS · CURRENT FILINGS ONLY · 2+ INDEPENDENT SIGNALS EACH

Franchises with two or more independent warning signs

Each brand here has a Weaker (or adverse-signals) rating from us and at least 2 separate warning signs in its current FDD or the federal loan record. The signals are listed on every row. They are our reading of filed and public records, not predictions that any business will fail.

98 brandsmost signals first

Brand	Why it is here	Filing	Wrong?
Tire Pros Automotive · Weaker	going-concern risk on the state cover page (2026 FDD, Item 21) fiscal 2025 exit rate 21.8% vs 1.7% median for comparable systems units fell from 615 to 495 (2021–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
INSTANT IMPRINTS Business Services · Weaker	going-concern paragraph in the auditor's report (2026 FDD, Item 21) SBA loans charged off 1.8× the same-year rate (22 vs ~12 expected) fiscal 2025 exit rate 9.5% vs 6.0% median for comparable systems units fell from 27 to 23 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Heights Wellness Retreat Health & Wellness · Weaker	SBA loans charged off 2.0× the same-year rate (17 vs ~9 expected) fiscal 2025 exit rate 5.0% vs 1.1% median for comparable systems units fell from 109 to 99 (2021–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Buddy's Home Furnishings Retail & Products · Weaker	fiscal 2025 exit rate 36.3% vs 6.5% median for comparable systems units fell from 337 to 223 (2023–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
College Hunks Hauling Junk Home Services · Weaker	SBA loans charged off 2.4× the same-year rate (11 vs ~5 expected) fiscal 2025 exit rate 15.1% vs 11.1% median for comparable systems units fell from 206 to 165 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
TCBY Food & Dining · Weaker	SBA loans charged off 1.4× the same-year rate (47 vs ~34 expected) fiscal 2023 exit rate 6.0% vs 4.6% median for comparable systems units fell from 172 to 145 (2021–2023) opened far fewer outlets than it projected	2024 FDD · 1+ year old	Report a correction
Blimpie Food & Dining · Weaker	SBA loans charged off 1.7× the same-year rate (160 vs ~92 expected) fiscal 2025 exit rate 14.4% vs 2.0% median for comparable systems units fell from 201 to 88 (2019–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
JOHNNY ROCKETS Food & Dining · Weaker	SBA loans charged off 2.4× the same-year rate (15 vs ~6 expected) most exits were terminations or closures, not transfers units fell from 119 to 100 (2021–2024) bankruptcy history disclosed in Item 4	2025 FDD	Report a correction
GOLD'S GYM Fitness · Weaker	fiscal 2025 exit rate 19.5% vs 4.6% median for comparable systems units fell from 210 to 182 (2023–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Pinot's Palette Recreation & Entertainment · Weaker	SBA loans charged off 2.2× the same-year rate (7 vs ~3 expected) fiscal 2025 exit rate 4.5% vs 3.0% median for comparable systems units fell from 69 to 65 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Qargo Coffee Food & Dining · Weaker	going-concern paragraph in the auditor's report (2026 FDD, Item 21) fiscal 2025 exit rate 16.7% vs 3.9% median for comparable systems opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Long John Silver's Food & Dining · Weaker	fiscal 2025 exit rate 8.9% vs 4.6% median for comparable systems units fell from 635 to 479 (2021–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
All Dry Cleaning & Restoration · Weaker	fiscal 2025 exit rate 21.6% vs 4.5% median for comparable systems units fell from 117 to 82 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Cartridge World Retail & Products · Weaker	fiscal 2023 exit rate 20.0% vs 6.5% median for comparable systems units fell from 173 to 109 (2021–2023) opened far fewer outlets than it projected	2024 FDD · 1+ year old	Report a correction
TGI FRIDAYS Food & Dining · Weaker	fiscal 2025 exit rate 35.0% vs 5.0% median for comparable systems units fell from 292 to 80 (2022–2025) bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
9ROUND Fitness · Weaker	SBA loans charged off 2.5× the same-year rate (24 vs ~10 expected) fiscal 2025 exit rate 29.6% vs 5.2% median for comparable systems units fell from 279 to 142 (2023–2025)	2026 FDD	Report a correction
CAR-X Automotive · Weaker	most exits were terminations or closures, not transfers units fell from 124 to 97 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
I LOVE KICKBOXING Fitness · Weaker	SBA loans charged off 2.6× the same-year rate (30 vs ~11 expected) fiscal 2023 exit rate 32.9% vs 5.2% median for comparable systems units fell from 84 to 52 (2021–2023)	2024 FDD · 1+ year old	Report a correction
Bella Bridesmaids Retail & Products · Weaker	fiscal 2023 exit rate 21.8% vs 6.5% median for comparable systems units fell from 58 to 45 (2021–2023) opened far fewer outlets than it projected	2024 FDD · 1+ year old	Report a correction
COST CUTTERS Beauty & Personal Care · Weaker	fiscal 2025 exit rate 11.4% vs 4.2% median for comparable systems units fell from 605 to 405 (2022–2025) opened far fewer outlets than it projected	2025 FDD	Report a correction
UFC GYM Fitness · Weaker	fiscal 2025 exit rate 18.2% vs 4.6% median for comparable systems units fell from 74 to 59 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
HOBBY USA Retail & Products · Weaker	fiscal 2025 exit rate 9.6% vs 6.5% median for comparable systems units fell from 100 to 86 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
FATBURGER Food & Dining · Weaker	fiscal 2024 exit rate 15.1% vs 4.7% median for comparable systems units fell from 203 to 177 (2022–2024) bankruptcy history disclosed in Item 4	2025 FDD	Report a correction
Pop-A-Lock Home Services · Weaker	fiscal 2025 exit rate 17.2% vs 7.4% median for comparable systems units fell from 440 to 316 (2021–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Salsarita's Fresh Mexican Grill Food & Dining · Weaker	fiscal 2025 exit rate 7.1% vs 5.4% median for comparable systems units fell from 71 to 60 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
TGA PREMIER SPORTS Education & Children · Weaker	fiscal 2025 exit rate 9.4% vs 2.5% median for comparable systems units fell from 60 to 52 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
FranNet Business Services · Weaker	fiscal 2025 exit rate 10.9% vs 6.0% median for comparable systems units fell from 69 to 58 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Erbert & Gerbert'S Subs & Clubs Food & Dining · Weaker	fiscal 2023 exit rate 10.8% vs 2.0% median for comparable systems units fell from 72 to 64 (2021–2023) opened far fewer outlets than it projected	2024 FDD · 1+ year old	Report a correction
The Glass Guru Home Services · Weaker	fiscal 2025 exit rate 11.4% vs 7.4% median for comparable systems units fell from 78 to 74 (2021–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
INTEGRA REALTY RESOURCES Real Estate · Weaker	most exits were terminations or closures, not transfers units fell from 57 to 49 (2020–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
POOL SCOUTS Home Services · Weaker	fiscal 2025 exit rate 15.3% vs 7.4% median for comparable systems units fell from 82 to 73 (2023–2025) bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
GREAT HARVEST BREAD CO. Food & Dining · Weaker	fiscal 2023 exit rate 6.8% vs 4.6% median for comparable systems units fell from 169 to 156 (2021–2023) opened far fewer outlets than it projected	2024 FDD · 1+ year old	Report a correction
TACO JOHN'S Food & Dining · Weaker	units fell from 373 to 327 (2021–2025) opened far fewer outlets than it projected bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
MERLE NORMAN COSMETICS Beauty & Personal Care · Weaker	fiscal 2025 exit rate 5.5% vs 3.8% median for comparable systems units fell from 831 to 757 (2023–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
SYLVAN LEARNING Education & Children · Weaker	fiscal 2025 exit rate 11.6% vs 2.5% median for comparable systems units fell from 480 to 433 (2021–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
TITLE BOXING CLUB Fitness · Weaker	SBA loans charged off 1.8× the same-year rate (13 vs ~7 expected) fiscal 2025 exit rate 14.4% vs 5.2% median for comparable systems units fell from 113 to 87 (2023–2025)	2026 FDD	Report a correction
Sir Speedy Printing Business Services · Weaker	fiscal 2025 exit rate 8.5% vs 6.0% median for comparable systems units fell from 153 to 119 (2020–2025) opened far fewer outlets than it projected	2026 FDD	Report a correction
Snap Fitness Fitness · Weaker	auditor's report flags the parent's going-concern doubt (2026 FDD, Item 21) units fell from 520 to 468 (2023–2025) bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Bin Blasters Cleaning & Restoration · Weaker	going-concern paragraph in the auditor's report (2026 FDD, Item 21) most exits were terminations or closures, not transfers opened far fewer outlets than it projected	2026 FDD	Report a correction
HUDDLE HOUSE Food & Dining · Weaker	SBA loans charged off 1.5× the same-year rate (28 vs ~18 expected) fiscal 2023 exit rate 9.1% vs 4.6% median for comparable systems units fell from 303 to 272 (2021–2023)	2024 FDD · 1+ year old	Report a correction
DING TEA Food & Dining · Weaker	fiscal 2025 exit rate 20.0% vs 5.5% median for comparable systems units fell from 116 to 101 (2021–2025) opened far fewer outlets than it projected	2025 FDD	Report a correction
WINDOW GENIE Cleaning & Restoration · Weaker	SBA loans charged off 5.3× the same-year rate (35 vs ~7 expected) fiscal 2025 exit rate 8.7% vs 4.8% median for comparable systems bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Goliathtech Home Services · Weaker	going-concern paragraph in the auditor's report (2026 FDD, Item 21) most exits were terminations or closures, not transfers opened far fewer outlets than it projected	2026 FDD	Report a correction
JDOG JUNK REMOVAL & HAULING Home Services · Weaker	fiscal 2024 exit rate 43.2% vs 11.1% median for comparable systems units fell from 174 to 123 (2022–2024)	2024 FDD · 1+ year old	Report a correction
Realty Executives Real Estate · Weaker	fiscal 2025 exit rate 21.3% vs 7.8% median for comparable systems units fell from 287 to 223 (2023–2025)	2026 FDD	Report a correction
MONSTER TREE SERVICE Home Services · Weaker	fiscal 2025 exit rate 24.4% vs 7.4% median for comparable systems units fell from 217 to 134 (2023–2025)	2026 FDD	Report a correction
MOTTO MORTGAGE Real Estate · Weaker	fiscal 2025 exit rate 33.8% vs 7.1% median for comparable systems units fell from 249 to 171 (2023–2025)	2026 FDD	Report a correction
BAMBU Food & Dining · Weaker	fiscal 2025 exit rate 21.7% vs 5.5% median for comparable systems units fell from 69 to 52 (2023–2025)	2026 FDD	Report a correction
SMARTSTYLE Beauty & Personal Care · Weaker	fiscal 2025 exit rate 15.9% vs 4.2% median for comparable systems units fell from 1,474 to 911 (2022–2025)	2025 FDD	Report a correction
Pump It Up Recreation & Entertainment · Weaker	fiscal 2023 exit rate 4.2% vs 3.0% median for comparable systems units fell from 54 to 46 (2021–2023)	2024 FDD · 1+ year old	Report a correction
BOXDROP Retail & Products · Weaker	fiscal 2025 exit rate 40.2% vs 6.5% median for comparable systems units fell from 171 to 127 (2023–2025)	2026 FDD	Report a correction
Smoothie Factory Food & Dining · Weaker	SBA loans charged off 1.8× the same-year rate (15 vs ~8 expected) fiscal 2025 exit rate 14.3% vs 4.6% median for comparable systems	2026 FDD	Report a correction
HALAL GUYS (THE) Food & Dining · Weaker	fiscal 2025 exit rate 12.5% vs 4.6% median for comparable systems units fell from 93 to 81 (2023–2025)	2026 FDD	Report a correction
LINE-X Automotive · Weaker	fiscal 2025 exit rate 27.2% vs 1.7% median for comparable systems units fell from 446 to 142 (2021–2025)	2026 FDD	Report a correction
Winzer Business Services · Weaker	fiscal 2024 exit rate 11.3% vs 6.0% median for comparable systems units fell from 310 to 274 (2022–2024)	2024 FDD · 1+ year old	Report a correction
HOMEVESTORS Real Estate · Weaker	fiscal 2025 exit rate 15.6% vs 7.1% median for comparable systems units fell from 1,092 to 888 (2023–2025)	2026 FDD	Report a correction
Honest-1 Automotive · Weaker	most exits were terminations or closures, not transfers units fell from 65 to 61 (2021–2025)	2026 FDD	Report a correction
LICE CLINICS OF AMERICA Health & Wellness · Weaker	fiscal 2023 exit rate 16.7% vs 1.9% median for comparable systems units fell from 134 to 105 (2021–2023)	2024 FDD · 1+ year old	Report a correction
Spherion Business Services · Weaker	fiscal 2025 exit rate 9.5% vs 6.0% median for comparable systems units fell from 212 to 180 (2023–2025)	2026 FDD	Report a correction
CLARION HOTEL Hotels & Hospitality · Weaker	fiscal 2025 exit rate 17.3% vs 6.1% median for comparable systems units fell from 114 to 93 (2023–2025)	2026 FDD	Report a correction
DECORATING DEN INTERIORS Home Services · Weaker	fiscal 2025 exit rate 11.8% vs 7.4% median for comparable systems units fell from 222 to 202 (2023–2025)	2026 FDD	Report a correction
HEALTH MART Health & Wellness · Weaker	fiscal 2026 exit rate 18.8% vs 1.9% median for comparable systems units fell from 4,544 to 3,908 (2024–2026)	2026 FDD	Report a correction
Radisson Hotels & Hospitality · Weaker	fiscal 2025 exit rate 17.4% vs 4.8% median for comparable systems units fell from 58 to 46 (2023–2025)	2026 FDD	Report a correction
ROOSTERS AND ROOSTERS MEN'S GROOMING CENTER Beauty & Personal Care · Weaker	fiscal 2025 exit rate 9.2% vs 3.8% median for comparable systems units fell from 89 to 70 (2022–2025)	2025 FDD	Report a correction
EDIBLE ARRANGEMENTS Food & Dining · Weaker	fiscal 2025 exit rate 13.0% vs 4.6% median for comparable systems units fell from 792 to 599 (2023–2025)	2026 FDD	Report a correction
FAZOLI'S Food & Dining · Weaker	fiscal 2024 exit rate 9.3% vs 4.6% median for comparable systems units fell from 208 to 195 (2022–2024)	2025 FDD	Report a correction
Hot Stuff Pizza/ Hot Stuff Kitchen Food & Dining · Weaker	fiscal 2024 exit rate 11.5% vs 4.1% median for comparable systems units fell from 903 to 752 (2022–2024)	2024 FDD · 1+ year old	Report a correction
PROFORMA Business Services · Weaker	most exits were terminations or closures, not transfers units fell from 513 to 483 (2022–2024)	2025 FDD	Report a correction
WE INSURE Business Services · Weaker	units fell from 225 to 157 (2022–2024) opened far fewer outlets than it projected	2025 FDD	Report a correction
PRETZELMAKER Food & Dining · Weaker	fiscal 2024 exit rate 8.8% vs 4.6% median for comparable systems units fell from 147 to 129 (2022–2024)	2025 FDD	Report a correction
CANTEEN Food & Dining · Weaker	fiscal 2025 exit rate 5.6% vs 4.6% median for comparable systems opened far fewer outlets than it projected	2026 FDD	Report a correction
BAR METHOD Fitness · Weaker	fiscal 2023 exit rate 6.7% vs 0.6% median for comparable systems units fell from 79 to 74 (2021–2023)	2024 FDD · 1+ year old	Report a correction
FARRELL'S EXTREME BODYSHAPING Fitness · Weaker	fiscal 2023 exit rate 10.0% vs 5.2% median for comparable systems units fell from 56 to 47 (2021–2023)	2024 FDD · 1+ year old	Report a correction
Interim Healthcare Senior Care · Weaker	fiscal 2025 exit rate 15.2% vs 5.5% median for comparable systems units fell from 241 to 214 (2023–2025)	2026 FDD	Report a correction
Checkers Drive-in Restaurant Food & Dining · Weaker	fiscal 2023 exit rate 10.3% vs 4.7% median for comparable systems units fell from 846 to 785 (2021–2023)	2024 FDD · 1+ year old	Report a correction
SPEEDPRO Business Services · Weaker	SBA loans charged off 2.2× the same-year rate (9 vs ~4 expected) opened far fewer outlets than it projected	2026 FDD	Report a correction
THE ALTERNATIVE BOARD Business Services · Weaker	fiscal 2025 exit rate 17.7% vs 10.0% median for comparable systems units fell from 111 to 98 (2023–2025)	2026 FDD	Report a correction
ECONO LODGE Hotels & Hospitality · Weaker	fiscal 2025 exit rate 10.1% vs 4.8% median for comparable systems units fell from 677 to 599 (2023–2025)	2026 FDD	Report a correction
ENGEL & VOLKERS Real Estate · Weaker	fiscal 2025 exit rate 12.2% vs 7.8% median for comparable systems units fell from 239 to 223 (2023–2025)	2026 FDD	Report a correction
GODFATHER'S PIZZA Food & Dining · Weaker	most exits were terminations or closures, not transfers opened far fewer outlets than it projected	2025 FDD	Report a correction
MOSQUITO JOE Home Services · Weaker	most exits were terminations or closures, not transfers bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
Potbelly Sandwich Shop Food & Dining · Weaker	most exits were terminations or closures, not transfers opened far fewer outlets than it projected	2026 FDD	Report a correction
RESTORATION 1 Cleaning & Restoration · Weaker	fiscal 2025 exit rate 10.1% vs 4.5% median for comparable systems units fell from 293 to 278 (2023–2025)	2026 FDD	Report a correction
ROBEKS Food & Dining · Weaker	fiscal 2025 exit rate 7.8% vs 4.6% median for comparable systems opened far fewer outlets than it projected	2026 FDD	Report a correction
The Grout Doctor Home Services · Weaker	most exits were terminations or closures, not transfers opened far fewer outlets than it projected	2026 FDD	Report a correction
101 MOBILITY Home Services · Weaker	fiscal 2025 exit rate 13.5% vs 7.4% median for comparable systems units fell from 193 to 178 (2023–2025)	2026 FDD	Report a correction
PETLAND Pet Services · Weaker	SBA loans charged off 2.1× the same-year rate (73 vs ~34 expected) units fell from 92 to 86 (2023–2025)	2026 FDD	Report a correction
MR. APPLIANCE Home Services · Weaker	SBA loans charged off 3.1× the same-year rate (20 vs ~6 expected) bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
BEEF O' BRADY'S FAMILY SPORTS PUBS Food & Dining · Weaker	SBA loans charged off 2.3× the same-year rate (62 vs ~27 expected) units fell from 135 to 125 (2023–2025)	2026 FDD	Report a correction
The Coffee Bean & Tea Leaf Food & Dining · Weaker	fiscal 2025 exit rate 14.1% vs 3.9% median for comparable systems units fell from 195 to 179 (2023–2025)	2026 FDD	Report a correction
ALPHAGRAPHICS Business Services · Weaker	SBA loans charged off 1.8× the same-year rate (80 vs ~45 expected) opened far fewer outlets than it projected	2026 FDD	Report a correction
MENCHIE'S Food & Dining · Weaker	SBA loans charged off 1.9× the same-year rate (33 vs ~18 expected) opened far fewer outlets than it projected	2025 FDD	Report a correction
Milex/ Mr. Transmission Automotive · Weaker	SBA loans charged off 2.5× the same-year rate (24 vs ~10 expected) fiscal 2024 exit rate 2.8% vs 1.7% median for comparable systems	2025 FDD	Report a correction
FULLY PROMOTED Business Services · Weaker	SBA loans charged off 4.4× the same-year rate (18 vs ~4 expected) most exits were terminations or closures, not transfers	2026 FDD	Report a correction
Meineke Automotive · Weaker	SBA loans charged off 1.5× the same-year rate (140 vs ~91 expected) fiscal 2024 exit rate 3.1% vs 1.7% median for comparable systems	2025 FDD	Report a correction
GLASS DOCTOR Home Services · Weaker	SBA loans charged off 1.8× the same-year rate (19 vs ~11 expected) bankruptcy history disclosed in Item 4	2026 FDD	Report a correction
FCI Home Services · Weaker	SBA loans charged off 2.5× the same-year rate (16 vs ~6 expected) fiscal 2025 exit rate 13.9% vs 7.4% median for comparable systems	2026 FDD	Report a correction
GYMGUYZ Fitness · Weaker	going-concern paragraph in the auditor's report (2026 FDD, Item 21) fiscal 2025 exit rate 8.6% vs 5.2% median for comparable systems	2026 FDD	Report a correction

Methodology

A brand is listed only when (1) our verdict for it is “Weaker disclosed record” or “Adverse public-record signals”; (2) its latest FDD is no more than two years old; and (3) it shows at least 2 independent warning signs, counted by kind so one table can't count twice: a going-concern audit opinion (Item 21); SBA loan charge-offs clearly above franchise loans approved in the same years (≥ 30 resolved loans, statistically clear); an exit rate above comparable systems or exits that are mostly terminations and closures (Item 20 Table 3); a shrinking unit count (Table 1); far fewer openings than projected (Table 5); a bankruptcy history (Item 4); or verified bankruptcy/closure records.

Not publishing an Item 19 earnings claim is not a warning sign and never puts a brand on this list. Figures are machine-extracted from public filings and can contain errors — each brand page links its source FDD. If you represent a listed brand and a figure is wrong, use the correction link on its row; we review every request. See the methodology for how verdicts are set.